They say that family is everything, and this is never truer than when it comes to securing a mortgage, particularly for first-time buyers.

 

We can provide help with all manner of family-assisted, shared mortgage arrangements, to help you secure that dream home for a loved one, from gifted deposits to guarantor mortgages and even a joint mortgage with sole owner arrangements.

 

We can also help in later life when pension income may not be quite enough, so that son and daughter can return the help they once received!

This might suit you if

You are a parent or grandparent, have equity in your home and want to use some of it to help your son, daughter or grandchildren onto the housing ladder, by raising a deposit for them

You are a close relative and want to be party to the mortgage to help with affordability but not be joint owner of the property

You want to help an older relative to purchase or remortgage a property that will help them to enjoy a better lifestyle in retirement

Get a Decision in Principle (DIP)

For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you

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Your home may be repossessed if you do not keep up repayments on your mortgage

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