They say that family is everything, and this is never truer than when it comes to securing a mortgage, particularly for first-time buyers.
We can provide help with all manner of family-assisted, shared mortgage arrangements, to help you secure that dream home for a loved one, from gifted deposits to guarantor mortgages and even joint mortgage, sole proprietor arrangements.
We offer guarantor and joint mortgage, sole proprietor arrangements, for borrowers whose income falls short in terms of affordability and who therefore need the back-up of a willing family member to guarantee their mortgage payments.
And we can help all generations – from parents and grandparents wanting to help younger family members, to adult children assisting their parents in getting a mortgage on a suitable home for their later years, where their pension income won’t quite stretch.
Our Properly Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.
Our caring team will go out of their way to get to know your circumstances, and wherever possible say ‘yes’