Our Rates
Welcome to our mortgage rates page, where you can see all our products at a glance below.
Please note that Fixed Rates are available from time to time.
Purchase
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 4.34% Variable | 2 Years | 7.34% | 7.0% | Nil | 80% | More |
| 4.79% Fixed | 2 Years | 7.34% | 7.2% | £995 | 80% | More |
| 4.69% Variable | 2 Years | 7.34% | 7.3% | £995 | 90% | More |
| 4.54% Variable | 2 Years | 7.34% Follows SVR* with a discount of 2.80% (which will not go below the floor rate of 2.50%) Direct Only | 7.2% | £995 | 90% | More |
| 4.94% Fixed | 2 Years | 7.34% Variable Direct Only | 7.3% | £995 | 90% | More |
| 5.09% Fixed | 2 Years | 7.34% Variable | 7.4% | £995 | 90% | More |
| 4.79% Variable | 2 Years | 7.34% | 7.4% | £995 | 95% | More |
| 5.14% Fixed | 2 Years | 7.34% Direct Only | 7.4% | £995 | 95% | More |
| 5.29% Fixed | 2 Years | 7.34% | 7.5% | £995 | 95% | More |
Remortgages, Additional Borrowing, Renewal Options
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 4.34% Variable | 2 Years | 7.34% | 7.0% | Nil | 80% | More |
| 4.89% Fixed | 2 Years | 7.34% | 7.2% | £995 | 80% | More |
Interest-Only Options
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 4.34% Variable | 2 Years | 7.34% | 7.2% | £495 Purchase | 70% | More |
| 4.34% Variable | 2 Years | 7.34% | 7.1% | Nil Remortgage | 70% | More |
| 4.69% Fixed | 2 Years | 7.34% | 7.3% | £995 Purchase | 70% | More |
| 4.79% Fixed | 2 Years | 7.34% | 7.3% | £995 Remortgage | 70% | More |
Retirement Interest Only
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 5.09% Variable | 3 Years | 7.34% | 7.1% | £495 Purchase | 60% | More |
| 5.09% Variable | 3 Years | 7.34% | 7.1% | £495 Remortgage | 60% | More |
Family Assist
Our Family Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 4.99% Variable | 3 Years | 7.34% | 7.0% | £995 | 100% | More |
Mixed Use
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 6.04% Variable | 3 Years | 7.34% | 7.3% | 1% | 75% | More |
| 6.04% Variable | 3 Years | 7.34% | 7.4% | 1% | 65% | More |
Self-Build & Custom-Build
Upon release of final stage you can switch to a fixed or discounted rate.
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 5.49% Variable | 2 Years | 7.34% | 7.4% | £1,495 | 80% | More |
Flexi Fit
Unusual Properties (including agricultural ties, overages, S106 agreements).
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 5.60% Variable | 2 Years | 7.34% | 7.4% | £995 Purchase | 75% | More |
| 5.60% Variable | 2 Years | 7.34% | 7.4% | £995 Remortgage | 75% | More |
Buy-to-Let
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 4.94% Variable | 2 Years Discount | 7.34% | 7.2% | £995 | 70% | More |
Ex-Pat Buy-to-let
*Standard Variable Rate
| Rate | Term | Where discounted, reverting to SVR* for the remainder of the term, currently | APRC - The overall cost for comparison is | Fees | Maximum loan to value | More details |
| 5.04% Variable | 2 Years Discount | 7.34% | 7.3% | £995 | 70% | More |
