Owning your own home is something most of us aspire to, and we understand how exciting, yet challenging, this prospect can be.

 

If questions like ‘how much will I be able to borrow?, ‘will my credit score be good enough?’, ‘do I manage my money well enough to qualify?’ and ‘what documents and evidence will I have to provide?’ sound familiar, look no further.

 

Our caring, friendly team have been helping people just like you for years and they won’t blind you with science. We will explain everything in very simple terms, really listen and give you the best possible advice on your options. So just give us a call or pop in and see us to start the conversation.

This might suit you if

You have a deposit of at least five per cent of the purchase price

You have a regular income and are in permanent employment

You have no adverse credit history

Get a Decision in Principle (DIP)

For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you

Contact Us

Your home may be repossessed if you do not keep up repayments on your mortgage

How much can you afford?

Repayment calculator

Our current First-time buyer mortgage products at a glance

Below is a summary of the interest rates that apply to our mortgages. Speak to a member of our friendly team for a personalised mortgage quote

Our pledge to you!

Our caring team will go out of their way to get to know your circumstances, and wherever possible say ‘yes’

Visit branch

Pop into our branch for a word with a member of our friendly team

Find us

Call us

To speak to a member of our friendly team about your requirements

01482 881510

Arrange a callback

And a member of the team will get back to you as soon as possible

Start now
Skip to content