The Bank of England has increased its base rate from 1.25% to 1.75%. Please be aware that we are monitoring the market and will provide further information in due course.
|Account||Term||Rate||Fixed for two years from completion, then reverting to our SVR for the remaining term, currently||APRC - The overall cost for comparison is||Maximum loan to value (Variable)||Completion fee||Other features|
|Two year fixed Rate||2 Years||2.99%||5.24%||5.1%||85%||£995||More|
|Two year fixed Rate||2 Years||3.23%||5.24%||5.2%||90%||£995||More|
|Two year fixed Rate||2 Years||3.73%||5.24%||5.4%||95%||£995||More|
|Account||Term||Rate (Variable)||Reverting to SVR** for the remainder of the term, currently||APRC - The overall cost for comparison is||Maximum loan to value||Fees||Other features|
|Retirement Interest-only||3 Years||2.74%||5.24%|
|5.0%||70%||Completion fee - £NIL||More|
|4.9%||70%||Completion fee - £NIL||More|
**Standard Variable Rate.
Our Properly Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.Find out more
|Rate (variable)||Reverting to SVR** for the remainder of the term, currently||APRC - The overall cost for comparison is||Completion Fee||Maximum loan to value|
(for 3 years)
Follows SVR with a discount of 2.49% for 3 years
(100% on the applicant’s property purchase (overall 80% LTV with the supporter’s property equity) )
**Standard Variable Rate.
At the end of the discounted period, we can offer you a transfer to a new scheme.
Free standard valuation and free legal fees for switching your existing mortgage to us for loans up to 80% LTV.
Interest is calculated daily. A European Standards Information Sheet (ESIS) illustration is available on request.
If the account falls into arrears the Society may revert the account to the SVR.
OFFSET SAVINGS FACILITY available up to 80% LTV. MAX 75% of loan balance, available on capital and interest mortgages only.
EARLY REPAYMENT CHARGE Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied.
MAXIMUM LOAN of £750,000 up to 65% LTV | MAXIMUM LOAN of £500,000 up to 80% LTV | MAXIMUM LOAN of £300,000 up to 90% LTV | MAXIMUM LOAN of £250,000 up to 95% LTV
MAXIMUM TERM 40 years | MINIMUM TERM 2 years | MINIMUM AGE 18 years
LTV = Loan to value | SVR = Standard variable rate
APRC = The annual percentage rate charge (APRC) is the total cost of the loan expressed as an annual percentage. The APRC is provided to help you compare different products.