Home Purchase

Remortgages, Additional Borrowing, Renewal Options

Interest-Only Options

TermRate (Variable)Reverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isMaximum loan to value FeesOther features
Interest-only2 Years6.04%8.24%
Follows SVR with discount of 2.20% (which will not go below a floor rate of 2.50%)
8.2%70%Purchase - Nil. Remortgage - £495. Renewal - Nil.More
Interest-only3 Years6.49%8.24%
Follows SVR with discount of 1.75% (which will not go below a floor rate of 2.50%)
8.1%70%NilMore

**Standard Variable Rate.

Retirement Interest Only
(Available for both Purchase and Remortgage)

TermRate (Variable)Reverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isMaximum loan to value FeesOther features
Interest-only3 Years5.99%8.24%
Follows SVR with discount of 2.25% (which will not go below a floor rate of 2.50%)
8.0%70%NilMore
Retirement Interest-only3 Years6.49%8.24%
Follows SVR with discount of 1.75% (which will not go below a floor rate of 2.50%)
8.2%60%£495More

**Standard Variable Rate.

Property Assist

Our Property Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.

Find out more
TermReverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isCompletion FeeMaximum loan to value
5.89%3 Years8.24%
Follows SVR with discount of 2.35%
(which will not go below a floor rate of 2.50%)
8.0%£995100%

**Standard Variable Rate.

Mixed Use

Rate (variable)TermReverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isFeeMaximum loan to valueMore details
6.94%3 Years8.24%
Follows SVR with discount of 1.30%
(which will not go below a floor rate of 2.50%)
8.3%1%75% (65% interest only)More

**Standard Variable Rate.

Self-build

Rate
(Variable)
TermReverting toMaximum loan to value Arrangement feeMore Details
6.84%
Follows SVR of 8.24% with discount of 1.40%
(which will not go below a floor rate of 2.50%)
2 YearsUpon release of final stage you can switch to a fixed or discounted rate 80%£1,500More

Buy-to-Let

NameTermRate (variable)Reverting to SVR for the remainder of the term, currentlyAPRC - The overall cost for comparison isCompletion feeMaximum loan to value More details
Buy-to-Let2 Years6.69%8.24%
Follows SVR with discount of 1.55% (which will not go below a floor rate of 2.5%)
8.4%£99570%More
Ex Pat Buy-to Let2 Years7.04%8.24%
Follows SVR with discount of 1.20% (which will not go below a floor rate of 2.5%)
8.5%£99570%More
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