The Bank of England has increased its base rate from 1.25% to 1.75%. Please be aware that we are monitoring the market and will provide further information in due course.

Home Purchase

Remortgages, Additional Borrowing, Renewal Options

Fixed Rate
(Available for both Purchase and Remortgage)

Please note: our fixed rates are currently suspended

TermRateFixed for two years from completion, then reverting to our SVR for the remaining term, currentlyAPRC - The overall cost for comparison isMaximum loan to value (Variable)Completion feeOther features
Two year fixed Rate2 Years2.99%5.24%
5.1%85%£995More
Two year fixed Rate2 Years3.23%5.24%
5.2%90%£995More
Two year fixed Rate2 Years3.73%5.24%
5.4%95%£995More

Interest Only & Retirement Interest Only
(Available for both Purchase and Remortgage)

TermRate (Variable)Reverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isMaximum loan to value FeesOther features
Retirement Interest-only3 Years2.74%5.24%
Variable
4.9%60%£495 More
Interest-only2 Years2.14%5.24%
Variable
5.1%70%£1495More
Interest-only2 Years2.44%5.24%
Variable
5.0%70%Completion fee - £NILMore
Interest-only3 Years2.74%5.24%
Variable
4.9%70%Completion fee - £NILMore

**Standard Variable Rate.

Property Assist

Our Properly Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.

Find out more
Reverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isCompletion FeeMaximum loan to value
2.75%
(for 3 years)
5.24%
Follows SVR with a discount of 2.49% for 3 years
4.8%£80080%
(100% on the applicant’s property purchase (overall 80% LTV with the supporter’s property equity) )

**Standard Variable Rate.

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