We will consider offering interest-only versions of our mortgages in certain circumstances.

This might suit you if

You are expecting to have a pot of money in the future which you will use to pay off your mortgage

Your have other assets or a second property that you intend to eventually sell and pay off your mortgage

You have a lot of equity in your property and can downsize if need be

You are older and looking to minimise your mortgage payments to remain in your home in retirement

Get a Decision in Principle (DIP)

For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you

Your home may be repossessed if you do not keep up repayments on your mortgage

Our current interest-only mortgage products at a glance

Below is a summary of the interest rates that apply to our mortgages. Speak to a member of our friendly team for a personalised mortgage quote

TermRate (Variable)Reverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isMaximum loan to value FeesOther features
Interest-only2 Years6.04%8.24%
Follows SVR with discount of 2.20% (which will not go below a floor rate of 2.50%)
8.2%70%Purchase - Nil. Remortgage - £495. Renewal - Nil.More
Interest-only3 Years6.49%8.24%
Follows SVR with discount of 1.75% (which will not go below a floor rate of 2.50%)

**Standard Variable Rate.

How much can you afford?

Repayment calculator

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