Mortgage Affordability Calculator
Mortgage affordability calculator
This calculator will give you a broad indication of the amount we are able to lend. It's designed for guidance purposes only.
The actual loan amount available is subject to our usual underwriting requirements and a successful credit search.
Please enter full income details
Applicant 1
Applicant 2
Employed Gross Annual Income
£
£
Self Employed
Salary
£
£
Dividends
£
£
Sole Trader Net Profit
£
£
Total Main Income (Gross)
£
£
Other annual income
£
£
£
£
£
£
£
£
Total Other Income
£
£
Please enter all monthly expenditure 
We require actual figures to assess affordability and will use the below minimum figures unless the actual amount is higher:
- Electricity - £100
- Gas - £100
- Water- £35
- Phone/internet/sky - £50
- Work/Travel - £100 (Per Person)
- Food and Clothing (Single) - £200 (+£50 Per Child)
- Miscellaneous - £100
- Food and Clothing (Couple) - £300 (+£50 Per Child)
- Leisure/Entertainment (Single) - £100 (+£50 Per Child)
- Leisure/Entertainment (Couble) - £150 (+£50 Per Child)
Council Tax
£
£
Electric
£
£
Gas
£
£
Water
£
£
Phone/Internet/Sky
£
£
Home Insurance
£
£
Car Insurance
£
£
Work Travel
£
£
Miscellaneous
£
£
Food/Clothing
£
£
Life Insurance
£
£
Childcare
£
£
Leisure/Enterntainment
£
£
Mobile
£
£
School/Student loan
£
£
Loans/HP
£
£
Maintancence
£
£
Other Mortgage
£
£
Lease
£
£
Credit/store card
£
£
Total Monthly Outgoings
£
£
Anything you are unsure of regarding other income or expenditure then please contact us, as we may be able to include/exclude.
Mortgage Amount Calculator
Please enter the mortgage term required
Potential mortgages available
*This is an indicative amount you might be able to borrow based on the information input. The exact amount will depend on a full review of the information and documentation provided to support income and expenditure.