Welcome to our mortgage rates page, where you can see all our products at a glance below.
Please note that Fixed Rates are available from time to time.

Purchase

*Standard Variable Rate

RateTermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.04%
Variable		2 Years

7.99%
Follows SVR* with discount of 2.95% (which will not go below a floor rate of 2.50%)

7.8%£99580%More
5.89%
Variable		2 Years

7.99%
Follows SVR* with discount of 2.10% (which will not go below a floor rate of 2.50%)

8.1%£99590%More
6.09%
Variable		2 Years

7.99%
Follows SVR* with discount of 1.90% (which will not go below a floor rate of 2.50%)

8.2%£99595%More
5.64%
Variable		3 Years

7.99%
Follows SVR* with discount of 2.35% (which will not go below a floor rate of 2.50%)

7.7%£99580%More
5.29%
Fixed		2 Years

7.99%
Fixed

7.9%£99580%More

Remortgages, Additional Borrowing, Renewal Options

*Standard Variable Rate

RateTermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.24%
Variable		2 Years

7.99%
Follows SVR* with discount of 2.75% (which will not go below a floor rate of 2.50%)

7.7%Nil80%More
6.09%
Variable		3 Years

7.99%
Follows SVR* with discount of 1.90% (which will not go below a floor rate of 2.50%)

7.7%Nil80%More
5.29%
Fixed		2 Years

7.99%
Fixed

7.8%£99580%More

Interest-Only Options

*Standard Variable Rate

RateTermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.29%
Fixed		2 Years

7.99%
Fixed

7.8%£995 Purchase & Remortgage70%More
5.24%
Variable		2 Years

7.99%
Follows SVR* with discount of 2.75% (which will not go below a floor rate of 2.50%)

7.9%Purchase £99570%More
5.24%
Variable		2 Years

7.99%
Follows SVR* with discount of 2.75% (which will not go below a floor rate of 2.50%)

7.8%Remortgage Nil70%More

Retirement Interest Only

(Available for both Purchase and Remortgage)

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.74%
Variable		3 Years

7.99%
Follows SVR* with discount of 2.25% (which will not go below a floor rate of 2.50%)

7.8%£49560%More

Property Assist

Our Property Assist mortgage enables close family members to temporarily allow a secured charge to be placed on their own property as a deposit, to help a first-time buyer in their family obtain a 100 per cent mortgage, without actually providing a cash deposit.

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.64%
Variable		3 Years

7.99%
Follows SVR* with discount of 2.35%
(which will not go below a floor rate of 2.50%)

7.7%£995100%More

Mixed Use

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
6.69%
Variable		3 Years

7.99%
Follows SVR* with discount of 1.30% (which will not go below a floor rate of 2.50%)

8.0%1%75%More
6.69%
Variable		3 Years

7.99%
Follows SVR* with discount of 1.30% (which will not go below a floor rate of 2.50%)

8.1%1%65%More

Self-build

Upon release of final stage you can switch to a fixed or discounted rate.

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
6.19%
Variable		2 Years

7.99%
Follows SVR* with discount of 1.80%
(which will not go below a floor rate of 2.50%)

N/A1%80%More

Buy-to-Let

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.59%
Variable		2 Years
Discount

7.99%
Follows SVR* with discount of 2.40% (which will not go below a floor rate of 2.5%)

7.9%£99570%More
5.94%
Fixed		2 years
Fixed

7.99%
Variable

8.0%£99570%More

Ex-Pat Buy-to-let

*Standard Variable Rate

Rate TermWhere discounted, reverting to SVR* for the remainder of the term, currentlyAPRC - The overall cost for comparison is FeesMaximum loan to valueMore details
5.69%
Variable		2 Years
DIscount

7.99%
Follows SVR* with discount of 2.30% (which will not go below a floor rate of 2.5%)

7.9%£99570%More
6.04%
Variable		2 Years
FIxed

7.99%
Variable

8.0%£99570%More

Generic mortgage information

At the end of the discounted period, we can offer you a transfer to a new scheme.

Free standard valuation and free legal fees for switching your existing mortgage to us for loans up to 80% LTV.
If you prefer, as an alternative, we can offer a £500 cashback and you are free to choose your own solicitor.
Interest is calculated daily. A European Standards Information Sheet (ESIS) illustration is available on request.
If the account falls into arrears the Society may revert the account to the SVR.

EARLY REPAYMENT CHARGE Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied.

MAXIMUM LOAN of £850,000 up to 65% LTV | MAXIMUM LOAN of £600,000 up to 80% LTV | MAXIMUM LOAN of £300,000 up to 90% LTV | MAXIMUM LOAN of £300,000 up to 95% LTV

MAXIMUM TERM 40 years | MINIMUM TERM 2 years | MINIMUM AGE 18 years* (*excludes Buy-to-Let)

LTV = Loan to value | SVR = Standard variable rate

APRC = The annual percentage rate charge (APRC) is the total cost of the loan expressed as an annual percentage. The APRC is provided to help you compare different products.

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