Later-life

This might suit you if

You’re not in a position to pay off your mortgage in full at retirement but wish to remain in your home or you have built up a significant amount of equity in your home and wish to unlock some of it to support your chosen retirement. Alternatively, you want to access the cash in your home to support your retired lifestyle, but still be able to leave a legacy for those you love, or perhaps your current lender imposes an upper age limit and you want to remain in your home without having to pay off your mortgage until there is a life-changing event.

With these things in mind, we offer the option of Interest-Only and Retirement Interest-Only (RIO) mortgages to help you in the most cost-effective way possible.

Next steps

Why not take advantage of our Repayment and Affordability calculators, view our rates and give us a call or request a call back to discuss your requirements? We’re here to help you start your mortgage journey…