With extensive experience in self-build – including properties of non-standard construction – we take a flexible approach to releasing funds at each stage of a project, making sure your client receives money when they need it most and avoiding costly delays. Interest-only is available during the build and we can transfer the property to one of our discounted deals once completed. We will also consider extending a loan against an existing property to facilitate the build, subject to affordability.
You are looking to build your own home
You already own the land on which you are going to build
You want flexible access to your loan
You are looking to convert / refurbish an existing property
For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you
Below is a summary of the interest rates that apply to our mortgages. Speak to a member of our friendly team for a personalised mortgage quote
|Maximum loan to value (Variable)||Arrangement Fee||Rate||Reverting to|
|75%||1% of total loan||4.25% |
(Follows SVR with discount of 0.74%)
|Upon release of final stage you can switch to a fixed or discounted rate|
Mortgage released in four 25% stages. Interest-only option available.
Our caring team will go out of their way to get to know your circumstances, and wherever possible say ‘yes’