We will consider offering interest-only versions of our mortgages in certain circumstances.

This might suit you if

You are expecting to have a pot of money in the future which you will use to pay off your mortgage

Your have other assets or a second property that you intend to eventually sell and pay off your mortgage

You have a lot of equity in your property and can downsize if need be

You are older and looking to minimise your mortgage payments to remain in your home in retirement.

Get a Decision in Principle (DIP)

For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you

Your home may be repossessed if you do not keep up repayments on your mortgage

Our current mortgage products at a glance

Below is a summary of the interest rates that apply to our mortgages. Speak to a member of our friendly team for a personalised mortgage quote

TermRateReverting to SVR** for the remainder of the term, currentlyAPRC - The overall cost for comparison isMaximum loan to value (Variable)FeesOther features
Retirement Interest-only3 Years2.99%4.99%
Variable
4.8%55%£495 with LPA*, £795 without LPA*More
Interest-only2 Years2.19%4.99%
Variable
4.7%65%Completion fee - £NILMore
Interest-only3 Years2.49%4.99%
Variable
4.6%65%Completion fee - £NILMore

How much can you afford?

Repayment calculator

Our pledge to you!

Our caring team will go out of their way to get to know your circumstances, and wherever possible say ‘yes’

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01482 881510

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