With extensive experience in self-build – including properties of non-standard construction – we take a flexible approach to releasing funds at each stage of a project, making sure your client receives money when they need it most and avoiding costly delays. Interest-only is available during the build and we can transfer the property to one of our discounted deals once completed. We will also consider extending a loan against an existing property to facilitate the build, subject to affordability.

This might suit you if

You are looking to build your own home

You already own the land on which you are going to build

You want flexible access to your loan

You are looking to convert / refurbish an existing property

Get a Decision in Principle (DIP)

For a Decision in Principle, or Lending Certificate, confirming how much we would be prepared to lend to you

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Your home may be repossessed if you do not keep up repayments on your mortgage

Our current mortgage products at a glance

Below is a summary of the interest rates that apply to our mortgages. Speak to a member of our friendly team for a personalised mortgage quote

TermReverting toMaximum loan to value Arrangement feeMore Details
Follows SVR of 8.24% with discount of 1.40%
(which will not go below a floor rate of 2.50%)
2 YearsUpon release of final stage you can switch to a fixed or discounted rate 80%£1,500More

Mortgage released in four 25% stages. Interest-only option available.

More info

Our pledge to you!

Our caring team will go out of their way to get to know your circumstances, and wherever possible say ‘yes’

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01482 881510

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