Suzanne Wadsworth knows a good mortgage experience when she sees one – the former mortgage consultant still works in the finance industry and has oodles of knowledge about what makes a good deal and, more importantly for her, great service.
John and Sue Chambers have been with the same bank for over 55 years but, when it came to continuing their mortgage arrangements as they got older, that loyalty counted for nothing because the bank had a strict policy of not lending to those over 70.
Anyone who is self-employed or works as a freelancer or contractor will know that securing a mortgage can prove somewhat challenging, certainly more so than for people who are in permanent employment.