All rates are variable and effective from the 4th April 2017.
Whether you are moving home, buying your first home or looking to remortgage, the Society has one straightforward repayment mortgage where you are able to choose a two or three year scheme and obtain a discount depending on the amount you would like to borrow against the value of your home.
Repayments would then revert to the standard variable rate at the end of the scheme, however at the end of the discount period we can offer a transfer to a new scheme.
An Offset Mortgage Facility is available up to 75% of the loan balance and a maximum LTV of 80%.
If you are looking to switch your existing mortgage to us, the Society is offering a 'Fee Free' Remortgage package, with no completion fee and we cover the cost of the standard valuation and legal fees for the switch to us. This is available for up to 80% LTV on selected products.
The Society can consider mortgages for people already in retirement, and an interest only payment facility is also available for certain mortgage options. Please contact us to discuss this further.
Please click the option below that describes your need.
Free standard valuation and free legal fees for switching your existing mortgage to us.
Interest is calculated daily A 'KEY FACTS ILLUSTRATION' is available on request.
If the account falls into arrears the Society may revert the account to the SVR.
EARLY REPAYMENT CHARGE Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied.
MAXIMUM LOAN of £750,000 up to 65% LTV | MAXIMUM LOAN of £500,000 up to 80% LTV | MAXIMUM LOAN of £200,000 up to 95% LTV
MAXIMUM TERM 40 years | MINIMUM TERM 5 years | MINIMUM AGE 18 years
LTV = LOAN TO VALUE | SVR = STANDARD VARIABLE RATE
APRC = The annual percentage rate charge (APRC) is the total cost of the loan expressed as an annual percentage. The APRC is provided to help you compare different products.