|Account||Term||Rate||Fixed for two years from completion, then reverting to our SVR for the remaining term, currently||APRC - The overall cost for comparison is||Maximum loan to value (Variable)||Completion fee||Other features|
|Two year fixed Rate||2 Years||2.99%||5.24%||5.1%||85%||£995||More|
|Two year fixed Rate||2 Years||3.23%||5.24%||5.2%||90%||£995||More|
|Two year fixed Rate||2 Years||3.73%||5.24%||5.4%||95%||£995||More|
|Account||Term||Rate (Variable)||Reverting to SVR** for the remainder of the term, currently||APRC - The overall cost for comparison is||Maximum loan to value||Fees||Other features|
|Retirement Interest-only||3 Years||2.74%||5.24%|
|5.0%||70%||Completion fee - £NIL||More|
|4.9%||70%||Completion fee - £NIL||More|
**Standard Variable Rate.
|Reverting to||Maximum loan to value||Arrangement fee|
(Follows SVR with discount of 1.50%)
|Upon release of final stage you can switch to a fixed or discounted rate||80%||1% of total loan|
|Rate (variable)||Reverting to SVR for the remainder of the term, currently||APRC - The overall cost for comparison is||Fee||Maximum loan to value||More details|
Follows SVR with discount of 1.50%
|5.1%||1% of loan amount||75%|
(65% if interest-only)
At the end of the discounted period, we can offer you a transfer to a new scheme.
Free standard valuation and free legal fees for switching your existing mortgage to us for loans up to 80% LTV.
Interest is calculated daily. A European Standards Information Sheet (ESIS) illustration is available on request.
If the account falls into arrears the Society may revert the account to the SVR.
OFFSET SAVINGS FACILITY available up to 80% LTV. MAX 75% of loan balance, available on capital and interest mortgages only.
EARLY REPAYMENT CHARGE Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied.
MAXIMUM LOAN of £750,000 up to 65% LTV | MAXIMUM LOAN of £500,000 up to 80% LTV | MAXIMUM LOAN of £300,000 up to 90% LTV | MAXIMUM LOAN of £250,000 up to 95% LTV
MAXIMUM TERM 40 years | MINIMUM TERM 2 years | MINIMUM AGE 18 years
LTV = Loan to value | SVR = Standard variable rate
APRC = The annual percentage rate charge (APRC) is the total cost of the loan expressed as an annual percentage. The APRC is provided to help you compare different products.