Previous Annual Rates for savings accounts

Column 2col4
Current rate from 25/10/23Previous Rate
90 Day Notice AccountGross Rate* / AER**Gross Rate* / AER**
£5,000+5.50% Variable4.50% Variable
Current rate from 15/01/2024Previous Rate
60 Day Notice AccountGross Rate* / AER **Gross Rate* / AER **
£5,000+4.60% VariableN/A
Current rate from 26/10/23Previous Rate
45 Day Notice AccountGross Rate* / AER**Gross Rate* / AER**
£5,000+4.25% Variable 4.10% Variable
Current rate from 13/07/23Previous Rate
Junior Cash ISAGross Rate* / AER**Gross Rate* / AER**
£1+5.50% variable4.25% variable
Current rate from 26/10/23Previous rates
Monthly Savings AccountGross Rate* / AER**Gross Rate* / AER**
£10+3.75% variable***
(Excluding 2023 conditional bonus 0.50%)		3.60% variable***
(Excluding 2023 conditional bonus 0.50%)
£10+4.25% variable***
(Including 2023 conditional bonus 0.50%) 		4.10% variable***
(Including 2023 conditional bonus 0.50%)
Current rate from 26/10/23Previous rates
Cash ISAGross Rate* / AER**Gross Rate* / AER**
£35,000+3.70% variable3.50% variable
£1+3.50% variable3.40% variable
Current rate from 01/09/23Previous rate
Young SaversGross Rate* / AER**Gross Rate* / AER**
£1 -£25,0004.05% variable3.95% variable
Current rate from 28/09/23Previous rates
Postal AccountGross Rate* / AER**Gross Rate* / AER**
£75,000+3.15% variable2.85% variable
£1,000+3.05% variable2.75% variable
Current rate from 16/10/23Previous rate
Postal Business / Business OnlineGross Rate* / AER**Gross Rate* / AER**
£1,000+1.75% variable1.60% variable
Current rate from 26/10/23Previous rate
30 Day Notice AccountGross Rate* / AER**Gross Rate* / AER**
£1,000+3.75% variable3.65% variable
Current rate from 26/10/23Previous rate
Instant AccessGross Rate* / AER**Gross Rate* / AER**
£1+3.00% variable2.75% variable
Closed Fixed Rate Bond issues
Account nameAvailable datesRates
Fixed Rate Bond Issue 0827/10/22 to 16/11/223.75% Gross * / AER **
Fixed Rate Bond Issue 0729/09/22 to 27/10/222.60% Gross * / AER **
Fixed Rate Bond Issue 0625/07/22 to 28/09/221.95% Gross * / AER **
Fixed Rate Bond Issue 0513/05/22 to 21/07/221.65% Gross * / AER **
Fixed Rate Bond Issue 0421/10/21 to 13/01/220.85% Gross * / AER **
Fixed Rate Bond Issue 0328/06/21 to 21/10/210.55% Gross * / AER **
Fixed Rate Bond Issue 0204/08/20 to 27/11/200.75% Gross * / AER **
Fixed Rate Bond Issue 0118/02/19 to 18/03/191.50% Gross * / AER **

*Gross Rate - the contractual rate of interest to be paid on a savings account without any deduction being made in respect of potential tax liability.

**AER – stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

*** Monthly Savings Account While the interest rate on the Monthly Savings Account is variable, the conditional bonus (currently 0.50%) is set annually and remains fixed for a year if all monthly subscriptions are received by December each year and the account remains open at 31 December.

The tax treatment or the rate of interest payable depends on individual circumstances and may be subject to change in the future.

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