Beverley Building Society

Mortgage Rates - Home Purchase

All rates are variable.

2 Year Discount

Maximum Loan to Value of 95% Rate Reverting to the SVR for the remainder of the term, currently APRC - The Overall Cost for Comparison
Completion Fee - £495
3.49%
4.75%
4.7%

Availability

 

Early Repayment Charge

Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied during the discount period.

Representative Example

A mortgage of £95,000.00 secured by a first charge on your main residential property, payable over 25 years initially on a discounted variable rate of 3.49% for 2 years and then on our Standard Variable Rate (SVR) of 4.75% (variable) for the remaining 23 years would require 24 monthly payments of £477.68 and 276 monthly payments of £539.94.
The total amount payable would be £161,005.26 made up of the loan amount plus interest (£66,005.26) including completion fee of £495.00, funds transfer fee £25.00, valuation fee £200.00 deeds sealing and dispatch fees of £200.00.
The overall cost for comparison is 4.7% APRC representative.
The actual rate available will depend upon your circumstances. To find out more or request a personalised illustration please see contact details below.
Tel: 01482 881510
Email: website@beverleybs.co.uk

AN OFFSET SAVINGS FACILITY IS AVAILABLE UP TO 80% LTV MAXIMUM 85% OF LOAN BALANCE

At the end of the discount period we can offer a transfer to a new scheme.

Free standard valuation and free legal fees for switching your existing mortgage to us.

Interest is calculated daily A 'KEY FACTS ILLUSTRATION' is available on request.

If the account falls into arrears the Society may revert the account to the SVR.

EARLY REPAYMENT CHARGE Overpayment of 10% of the mortgage can be repaid each year during the discount period. If an overpayment of more than this amount takes place a 2.00% early repayment charge will be applied.

MAXIMUM LOAN of £750,000 up to 65% LTV | MAXIMUM LOAN of £500,000 up to 80% LTV | MAXIMUM LOAN of £200,000 up to 95% LTV

MAXIMUM TERM 40 years | MINIMUM TERM 5 years | MINIMUM AGE 18 years

LTV = LOAN TO VALUE | SVR = STANDARD VARIABLE RATE

APRC = The annual percentage rate charge (APRC) is the total cost of the loan expressed as an annual percentage. The APRC is provided to help you compare different products.

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